Direct Deposit & Payroll Deduction
With Automatic Payroll Deposits, you enjoy the convenience and safety of deposits made on time each payday
With Direct Deposit, your whole paycheck, social security, retirement, or military check is sent to your account automatically
No more missed deposits, lost, or stolen payments
Payroll deduction allows you to repay your loan quickly and conveniently each payday
Contact Us to receive a Direct Deposit Form.
Electronic Funds Transfer
Indicated below are the types of Electronic Fund Transfers WESLA is capable of handling, some of which may not apply to your account.
Please check the Electronic Funds Transfers Page under the Disclosure heading for your full rights and disclosures.
The following Is a Summary of the Official Document
Preauthorized Credits: You may arrange for certain Direct Deposits to be accepted into your Share Draft or Share Savings Account(s)
Preauthorized Payments: You may make arrangements to pay certain recurring bills from your Share Draft or Share Savings Account(s)
Electronic check or draft conversion: Types of transfers -Your check or draft can result in an electronic funds transfer. This can happen in several ways. For example:
TouchTone Teller Telephone Transfers
You may access your account by telephone, 24 hours a day at (318) 626-6103 or (800) 828-6647 using your personal identification number, a touch-tone phone, your member number, and your service code
Online Bill Pay
Online Bill Pay can help you manage your bills without worrying about paper bills and checks.
If you need to issue a payment to someone who cannot accept electronic payment (such as a local merchant, friend, or relative), a check will be produced that will look like your checks except with a check number greater than 10,000.
Mobile Banking – Member FAQs
What is Mobile Banking?
Mobile Banking allows you to access your credit union accounts securely from your smartphone or tablet—anytime, anywhere. You can check balances, transfer funds, deposit checks, and more.
How do I enroll in Mobile Banking?
Download our free Mobile App from the Apple App Store or Google Play Store, then log in using your Online Banking credentials. If you’re not enrolled in Online Banking yet, visit our website or contact us to get started.
Is there a fee to use Mobile Banking?
Nope! Our Mobile Banking App is a free service for all members. Just keep in mind your mobile carrier’s data charges may apply.
What can I do in the Mobile Banking app?
Check your account balances
View recent transactions
Transfer funds between accounts
Deposit checks with Mobile Deposit
Pay bills and schedule payments
Locate nearby ATMs and branches
Set up alerts and manage your card
How do I deposit a check with my phone?
Tap “Mobile Deposit” in the app, snap a clear photo of the front and back of your endorsed check, enter the amount, and submit. You’ll receive a confirmation once it’s received!
Is Mobile Banking secure?
Absolutely. Our app uses advanced encryption, multi-factor authentication, and secure login features to keep your financial information safe.
What should I do if I forget my password?
Just tap “Forgot Password?” on the app login screen and follow the prompts to reset it. You can also call us or visit a branch for assistance.
Can I access all my accounts through the app?
Yes! You’ll be able to view and manage all accounts linked to your membership, including savings, checking, loans, and credit cards.
What if I lose my phone?
No worries - your account can’t be accessed without your login credentials or biometric security. You can also call us to temporarily disable mobile access until your phone is recovered.
How do I contact support if I need help?
Call us at (318) 687-8700, send a secure message through our website, or stop by your local branch. We’re always happy to help!
Safe Deposit Box
Boxes are available only at our Auto Mall Location!
Do not leave important documents, software backups, or other valuable property lying around the house! We have Safe Deposit Boxes available at our Auto Mall Location.
Boxes are available in four sizes and price ranges:
| Size | Annual Cost |
|---|---|
| 3x5 | $42 |
| 3x10 | $52 |
| 5x10 | $62 |
| 10x10 | $72 |
Why worry when you can have peace of mind for pennies a day? Call or stop by the credit union's Auto Mall location to reserve your personal Safe Deposit Box today.
Loan Payments
Loan Payments by Mail
WESLA Federal Credit Union
P.O. Box 17770
Shreveport, LA 71138
Loan Payments by Phone
Visa Debit Cards, Visa Credit Cards, or One Time Drafts from a Savings or Checking Account at another financial institution.
Call today at (318) 687-8700.
*If loans are set up to pay from your WESLA account or other financial institutions, this does not apply.
uChoose Rewards® Program
A debit card with rewards points? Yep. You read that right. You earn reward points just by using our debit card.
But that's not all! Our Platinum Visa Credit Card earns rewards points, too. Whether you're grabbing groceries, pumping gas, or shopping online, YOU get rewarded.
Reward points are redeemable for cash, gift cards, travel points, and more! You choose how you want to redeem your uChoose Rewards® points.
To Get Started:
Visit uchooserewards.com
Select Register to create an account
Enter your card number
Enter all information and choose a username/password
Agree to the terms and conditions, then click Submit
Start redeeming points
*uChoose Rewards is a registered trademark of Fiserv, Inc.
Dormant Accounts
Dormant Account Policy
A member's Main Share Account shall be considered dormant if no activity has taken place on it for 1 year. For example, if the Share Draft/Checking Account is utilized but no transactions take place on the Main Share Account, the account is considered inactive.
Notice
If your account has not been used for 12 months, we will send you a notice via first-class mail to the address we have on record. We will encourage you to activate or close your account, or you will incur the dormant account fee.
Fees
The dormant account fee is $10 PER MONTH for as long as there is no activity on the account after the dormancy notice has been provided. The fee may be adjusted by the WESLA FCU Board of Directors.
Escheatment to The State
If the account remains dormant after 5 years, the funds will be escheated to the State of Louisiana.
Thank you for choosing WESLA Federal Credit Union as your credit union. We are happy to serve you and will continue to grow and change with your needs.