Mortgage Loans

Whether you're ready to purchase your first home or refinance your current one, WESLA Federal Credit Union has the best Mortgage services with competitive rates and flexible terms to meet your needs. Our Mortgage professionals are prepared to provide you with the hassle-free, money-saving experience you deserve.

Mortgage Loan Programs

First Mortgages

  • Purchase, refinance, and cash-out programs available

  • Conventional loan

  • Up to 95% financing available

  • Fixed rates available: 

    • 15-year

    • 20-year

    • 30-year

Home Refinance Program

  • Capitalize on lower interest rates

  • Reduce monthly payments

  • Bring limited costs to closing

Land and Lot Loans

  • Borrow up to 95%

  • Cash-out up to 80%

  • 1 to 15-year terms 

Construction Loans

  • 3 to 6-month terms

  • Fixed rates available 

Manufactured Home with Land Loans

  • Borrow up to 95%

  • New or used

  • Double-wide homes

  • 3.5% down payment

Home Equity Lines of Credit 

In addition to mortgages, WESLA Federal Credit Union offers Home Equity Lines of Credit in addition to Mortgages. You can use the equity in your home to pay for just about anything, from a college education to home improvements. To find out how much equity there is in your home, meet with a lending professional who can help you put the equity in your home to work for you with a fast and affordable Home Equity Line of Credit.

Home Equity Lines of Credit (HELOC)

  • Only pay interest on what you use

  • Fixed rates available 

  • Interest may be tax-deductible

  • Use funds for any purpose

  • Re-access as needed without re-applying

  • Loans starting at $50,000

  • 7-year draw period

Rates depend on credit. Some restrictions may apply. WESLA NMLS#712173 Kaitlyn Porter NMLS#1788883.